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Digital deposits and internal transfers are processed instantly. Domestic wire transfers typically take 1-2 business hours, while international SWIFT transfers complete within 24 hours.
Yes. All qualifying deposit accounts held through Metra Offshore Bank are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor, and the accounts are subject to US federal banking regulations.
You can apply directly from your online banking dashboard. Simply submit your income proof, select your desired loan amount and tenure, and receive pre-approval decision within minutes.
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